For Insurance Companies

Price risk accurately with real road defect data.

Access postcode-level pothole density, council response rates, and trend data to underwrite vehicle damage and personal injury claims with confidence.

£1.8B
Annual UK vehicle damage cost
All UK
local authorities covered
From £2,500
Per month for data feed

How the data feed works for your business

Postcode Risk Scores

Monthly feed of pothole density by postcode. Use it to adjust premiums or flag high-risk areas before a claim arrives.

Council Response Rates

How quickly each authority closes reported defects within the 28-day window, by area. Useful context alongside your own claims data.

Unactioned Defect Alerts

Receive alerts when high-severity defects remain unactioned past 28 days — flag policyholders in affected areas proactively.

Seasonal & Trend Analysis

Year-on-year defect trends by borough. Useful for actuarial modelling and reserve setting.

Historical Claims Matching

Match your existing claims history against our database. Validate where road condition was a contributing factor.

Independent Data Source

Our data is citizen-generated and independent of council reporting, making it a genuine second source for audits.

Data feed pricing

Single Region

£2,500 / month

  • One UK county or major city
  • Monthly area defect data feed
  • Standard reporting
  • 12-month historical access

National Feed

£5,000 / month

  • All UK councils
  • Weekly data updates
  • API + CSV delivery
  • Full historical archive
  • Dedicated analyst support

Enterprise

Custom

  • Real-time API stream
  • Custom schema
  • Actuarial model support
  • Joint data partnership
Free data preview — no credit card

Access live UK road defect data right now

Register in 30 seconds and preview national stats, severity breakdown, top risk areas and council response rates. Full data feeds available from £2,500/month.

Open Insurer Portal

Subscribe or request more information

Fill in the form and we'll be in touch within 24 hours with subscription details and a sample registry record.

Legal Disclaimer: Pothole Patrol is a civic reporting platform. We do not provide legal advice. Users are encouraged to consult a qualified legal professional before taking any legal action.

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